{"id":771,"date":"2026-10-21T22:59:28","date_gmt":"2026-10-22T02:59:28","guid":{"rendered":"https:\/\/kikiskittykloset.org\/?page_id=771"},"modified":"2026-10-24T16:20:39","modified_gmt":"2026-10-24T20:20:39","slug":"ira-giving","status":"publish","type":"page","link":"https:\/\/kikiskittykloset.org\/es\/ira-giving\/","title":{"rendered":"Qualified Charitable Distributions"},"content":{"rendered":"
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Qualified Charitable Distributions<\/h2>\n\t\t\n<\/div>\n
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If you\u2019re 70-1\/2 or older, you can donate up to $111,000 per tax year directly from your Individual Retirement Account (IRA) to Kiki's Kitty Kloset. Qualified Charitable Distributions (QCD), also known as IRA charitable rollovers or IRA gifts, allow your donation dollars to potentially be excluded from your taxable income and qualify towards your minimum distribution (RMD).<\/p>\n\t\t\n<\/div>\n

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IRA Charitable Rollover Rules:<\/strong>
You must be 70-1\/2 or older when gifting your IRA to charity.You can distribute up to $100,000 in a calendar year to one or more public charities, completing it by December 31.The distribution must be made directly from your IRA to the charity. Writing a check from your IRA checkbook qualifies, but funds withdrawn by you and then contributed do not.

Benefits of Making an IRA Gift: <\/strong>QCDs count toward your required minimum distribution for the year.If you don\u2019t need the funds, QCDs help you avoid paying income tax on your gross income up to $100,000.

QCD Restrictions: <\/strong>Per IRS regulations, QCDs cannot be made to a donor-advised fund (DAF), charitable remainder trust, or charitable gift annuity.  However, they can be made to charitable organizations like Kiki's Kitty Kloset for specific programs outside of your DAF.  For more information on QCDs and DAFs, contact your IRA administrator.

How to Make an IRA Qualified Charitable Distribution: <\/strong>Instruct your IRA administrator to transfer funds to the designated charity. Ensure your full name and mailing address are included on the gift, and specify that it\u2019s an IRA Qualified Charitable Distribution. If making a QCD gift, have your financial institution make the check out to \u201cKiki's Kitty Kloset\u201d and identify yourself as the donor.
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\n\t\tMail it to:
Kiki's Kitty Kloset
8409 Lee Hwy, Ste 4143
Merrifield, VA 22116\n\t<\/a><\/p>\n\t\t\n<\/div>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"

Qualified Charitable Distributions If you\u2019re 70-1\/2 or older, you can donate up to $111,000 per tax year directly from your Individual Retirement Account (IRA) to Kiki’s Kitty Kloset. Qualified Charitable Distributions (QCD), also known as IRA charitable rollovers or IRA gifts, allow your donation dollars to potentially be excluded from your taxable income and qualify…<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-771","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t